Try the bonus calculator

As an OP cooperative bank owner-customer, you receive OP bonuses, depending on the amount of services you use each month. You can easily calculate the amount of bonuses you can earn using our bonus calculator.

In 2024, you will earn 40% more OP bonuses than normal. We are paying extra OP bonuses because we want to share our good earnings with our owner-customers.

For what are OP bonuses used?

The OP bonuses you have earned will be used to pay for your banking and insurance services.

Bonuses are used to pay for

• daily banking services (current account, OP digital services, OP payment card)
• loan service and origination fees
• insurance policies such as premiums for home, family, and vehicle insurance
• custodial and portfolio management fees for savings and investments
• fees for legal services
• OP Koti real estate commissions

As an OP cooperative bank owner-customer, you will get daily banking services without monthly charges until the end of 2024. During the validity of benefit, the bonuses you earn will not be used to pay for monthly charges.

The more services you use, the more you benefit from OP bonuses as an owner-customer. You can easily check whether you are an owner-customer.